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Hmmm … Don’t See That Power There.

Can Congress force me to buy health insurance?

One of the more troubling components of the ObamaCare bill wending its way through the House is the inclusion of individual mandates to carry health insurance.  What gives Congress the power to dictate that choice to American citizens?  A single document enumerates Congressional power, and former Department of Justice attorneys David Rivkin and Lee Casey have some trouble finding that power in it.  They argue, with appropriate citations of precedent, that HR3200 and any other bill that attempts to impose mandates will violate the Constitution

Most states now require drivers to have auto insurance before issuing drivers licenses, car registrations, or both.  However, that doesn’t apply here for three reasons.  First, that power rests with the individual states, as they are the licensing authorities and not the federal government.  Second, driving is not a right but a privilege, which gives access to state-owned roads in exchange for a demonstration of competence and appropriate safety and insurance preparation, so the state can and does set conditions on that privilege (too many, but that’s an argument for another day).  Third, because the insurance is conditioned on that privilege, it only affects a portion of the populace.  The states could not demand universal auto insurance on every man, woman, and child in their state.

But how about using the tax code to enforce the mandate?  Congress has the power to tax, as we know all too well, and they can create some severe penalties for failure to comply.  In fact, HR3200 does just that now.  However, as Rivkin and Casey explain, any tax that seeks to impose policy that goes beyond the limits of the Commerce Clause is also unconstitutional

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